There’s a credit union in Arizona called Desert schools credit union. 200,000 people hold their accounts with the credit union for many good reasons. Like many credit unions, when compared to banks, this one offers more personal service. Whereas shareholders own banks, the depositors own a credit union. Read on to find out other benefits of membership.
Desert Schools Credit Union is the number one credit Union in the state as far as car loans are concerned – it ranks 15th in the country. This is important since auto loans are one of the primary reasons people go to banks and
credit unions for money. Walking into a car dealer without cash is folly. Crafty sales people and finance managers can add thousands to the cost of a car with a loan. Don’t think those 0% APR loans are any better. It’s best not to depend on dealer loans. It can also serve as leverage during the negotiation. Don’t let dealers, and salespeople, and finance managers be your body – it’s a business transaction, so treat it that way.
Desert Schools credit union offers very flexible financing for vehicles. They directly work with over 200 participating dealers and businesses to make sure the loan experience for the buyer is smooth. This is a win win situation. This way the consumer can still get a good loan without having to guesstimate on the financing he’ll need in advance.
Desert School credit union vehicle loans aren’t just limited to cars. This includes loans for motorcycles, boats, and personal watercraft. This is done because they understand people have recreation needs, not just utility use for vehicles. Speaking of fun, there are also loans available for pools. It seems a bit extreme, but in the Arizona heat a pool is a much more standard home feature than it is in other cooler parts of the country.
In the beginning Desert Schools Credit Union had 15 members and a total of $75 in assets. Today the credit union has 350,000 members who collectively have deposited over $3 billion. That is an increase of 4,000,000,000%.
Desert Schools Credit Union is even FDIC insured.
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